Indulge in Bliss: Heavenly Banana Cream Cake Recipe

Last Updated on February 12, 2026 by Aniela Recipes Team

When I stumbled upon this Banana Cream Cake recipe, my heart skipped a beat. The sight of layers upon layers of creamy banana filling nestled between light, fluffy white cake was irresistible, promising a delightful experience unlike anything I had tried before. I couldn t wait to share it with friends at our next gathering, envisioning their expressions of pure happiness as they took their first bite.

This cake isn t just a feast for the eyes; it s a symphony of flavors created for those who love homemade desserts but are tired of the fast-food routine. With the buttery white cake serving as the perfect canvas, rich banana cream filling and a drizzle of salted caramel take it to the next level, making it a true crowd-pleaser.

Join me as I guide you through this easy-to-follow recipe that transforms simple ingredients into a show-stopping masterpiece. Whether you re a seasoned chef or a home-cook looking to impress, this Banana Cream Cake is sure to become a cherished addition to your dessert repertoire!

Why is this Banana Cream Cake a must-try?

Irresistible Layers: This cake features a delightful combination of fluffy, buttery white cake and luscious banana cream filling, making every bite a flavor explosion.
Quick and Easy: With straightforward steps, you ll whip up this masterpiece in no time even on busy days!
Perfect for Any Occasion: Be it birthdays, picnics, or simple family dinners, this cake is guaranteed to wow your guests!
Unique Twist on Classics: It elevates traditional banana flavors, making it a modern favorite you won t find at your local bakery.
Make-Ahead Convenience: Freeze it ahead of time to save you stress, allowing you to enjoy the moment with loved ones!

Banana Cream Cake Ingredients

Here s everything you need for your Banana Cream Cake!

For the Cake:

• Unsalted butter 1/2 cup (113 g); this creates a rich, buttery flavor in the cake.
• Granulated sugar 1 cup (200 g); adds sweetness and helps with the cake s structure.
• Egg whites 3; they create a light and airy texture.
• Pure vanilla extract 1/2 teaspoon (2.1 g); enhances the overall flavor of the cake.
• Cake flour 1 1/2 cups (172.5 g); provides a tender crumb for the cake base.
• Baking powder 2 teaspoons (8 g); gives the cake its lift.
• Salt 1/2 teaspoon (3 g); helps to balance the sweetness.
• Buttermilk 1/2 cup (120 g); adds moisture and a slight tanginess to the cake.
• Sour cream 1/4 cup (60 g); contributes to a moist texture and adds richness.

For the Banana Cream Filling:

• Instant banana pudding mix 1.5 ounces; this is key for that creamy banana flavor.
• Sweetened condensed milk 7 ounces; adds sweetness and creaminess to the filling.
• Milk 1/2 cup (120 g); helps achieve the perfect consistency in the filling.
• Heavy whipping cream 1 1/2 cups (346.5 g); whips beautifully for a fluffy texture.

For the Salted Caramel:

• Granulated sugar 1/2 cup (100 g); the main ingredient for creating a rich caramel.
• Water 1/4 cup (59.15 g); helps in dissolving the sugar before cooking.
• Light corn syrup 1 teaspoon (5 g); prevents the sugar from crystallizing.
• Heavy cream 1/4 cup (57.75 g); enriches the caramel and gives it a smooth finish.
• Pure vanilla extract 1 teaspoon (4.2 g); elevates the flavor of the caramel.
• Salt 1 teaspoon (6 g); enhances the sweetness of the caramel.

For the Graham Cracker Base:

• Graham cracker crumbs 1 1/2 cups (180 g); forms a delightful crunch layer.
• Unsalted butter, melted 1/2 cup (113 g); helps to bind the crumbs together.
• Granulated sugar 1/4 cup (50 g); sweetens the crust.
• Salt 1/4 teaspoon (1.5 g); balances out the sweetness.

For the Whipped Topping:

• Heavy whipping cream 1 1/2 cups (346.5 g); provides volume and lightness.
• Powdered sugar 1/2 cup (62.5 g); sweetens and stabilizes the whipped cream.
• E-Z Gel 1 tablespoon (5 g); helps the whipped cream hold its shape.

How to Make Banana Cream Cake

1. Preheat the oven to 325 °F (163 °C). Spritz a quarter sheet baking pan with nonstick spray, then line it with parchment paper and spray again to prevent sticking.

2. Whisk together the cake flour, baking powder, and salt in a medium mixing bowl. This is your dry mixture, which sets the stage for the cake s structure. Set aside for later.

3. Beat the butter and sugar in a stand mixer on medium-high speed until light and fluffy, about 3 minutes. This step is key for a tender cake, so take your time!

4. Incorporate the egg whites one at a time, scraping down the bowl as necessary. Beat until smooth for about 2 minutes, then add the vanilla extract to enhance that lovely flavor.

5. Mix the dry ingredients into the wet in three parts. Start with 1/3 of the dry mix, then half of the buttermilk, followed by another 1/3 of dry, remaining buttermilk, and the last 1/3 of the dry mix. Mix until just combined, scrape down the sides, and give it a quick 20 to 30 seconds more.

6. Fold in the sour cream gently, ensuring it s incorporated without overmixing. This adds moisture and richness to your cake!

7. Pour the batter into the prepared pan and bake for about 18 to 20 minutes. The cake is done when a toothpick comes out with a few moist crumbs just perfectly baked!

8. Cool the cake in the pan for 15 minutes before inverting it onto cooling racks to cool completely. This prevents it from becoming soggy!

9. Combine the pudding mix, sweetened condensed milk, and milk in a medium bowl. Whisk until well blended, then cover and refrigerate until set, at least 2 hours. This filling is going to be the star of your cake!

10. Whip the heavy whipping cream in a stand mixer until medium-stiff peaks form, then fold it gently into the chilled pudding mixture. Keep it refrigerated until you re ready to layer.

11. Prepare the salted caramel by combining sugar, water, and corn syrup in a small saucepan over medium heat do not stir! Once it turns golden brown, carefully stir in the warmed cream and add salt and vanilla. Let cool to room temperature.

12. Preheat the oven again, this time to 375 °F (190 °C). Line a baking sheet with parchment paper for your graham cracker mixture.

13. Mix together graham cracker crumbs, melted butter, sugar, and salt in a bowl. Spread the mixture on the baking sheet and bake for 8-10 minutes until golden brown. Allow it to cool completely for that delightful crunch.

14. Whisk together heavy cream, powdered sugar, and E-Z Gel in a stand mixer until medium-stiff peaks form. This is the frosting for the final flourish of your cake!

15. Assemble the cake by inverting the cooled cake onto parchment and cutting it into circles. Layer it with banana cream pudding, sliced bananas, graham cracker crumbs, salted caramel, and whipped cream, repeating until everything is used.

16. Freeze the assembled cake for at least 12 hours before serving. This helps everything meld together beautifully!

Optional: Drizzle with extra salted caramel before serving for an added touch of indulgence!
Exact quantities are listed in the recipe card below.

How to Store and Freeze Banana Cream Cake

Room Temperature: Once baked, the Banana Cream Cake can be kept at room temperature for up to 2 days, covered with a cake dome or plastic wrap to maintain moisture.

Fridge: If you have leftovers, store them in the fridge for up to 5 days in an airtight container, ensuring that the cake stays fresh and the flavors intact.

Freezer: For long-term storage, you can freeze the assembled cake for up to 2 months. Wrap it tightly in plastic wrap followed by aluminum foil to prevent freezer burn.

Reheating: To enjoy, let the cake thaw in the fridge overnight before serving. For best results, avoid reheating; serve chilled for the perfect creamy texture!

What to Serve with Banana Cream Cake?

Indulging in a slice of this heavenly dessert is even better when paired with complementary flavors and textures that elevate the whole experience.

• Fresh Berries: The tartness of raspberries or strawberries cuts through the richness of the cake, providing a refreshing counterpoint to the creamy layers. A handful of berries adds a pop of color to your plate, too!

• Coconut Whipped Cream: Light and airy, coconut whipped cream adds tropical flair while enhancing the cake s banana flavor. This fluffy addition brings in a delightful coconut twist, creating a luxurious mouthfeel.

• Coffee or Espresso: The robust flavors of coffee perfectly complement the sweetness of your cake. Enjoying this combination envelops your palate in warmth and coziness, making it a delightful dessert moment.

• Nutty Granola: A crunchy granola with nuts provides a contrasting texture to the soft cake. It adds a satisfying crunch and earthy flavors that beautifully balance the sweetness.

• Vanilla Ice Cream: A scoop of creamy vanilla ice cream pairs perfectly with banana cream cake, enhancing each bite with its cool, smooth texture. It s a classic combination that never fails to please.

• Chocolate Drizzle: Drizzling melted dark chocolate over the cake adds a rich, decadent touch. The bittersweet chocolate contrasts beautifully with the sweet banana layers, elevating every morsel.

• Mint Tea: A warm cup of mint tea is a soothing beverage that refreshingly complements the dessert s flavors. The herbaceous notes of mint cleanse your palate, making each bite feel lighter and more enjoyable.

Whether you re hosting a gathering or simply treating yourself, these pairing ideas will enhance your banana cream cake experience to new heights!

Banana Cream Cake Variations

Feel free to explore these delightful twists on our classic Banana Cream Cake, adding your personal touch to each slice!

• Chocolate Drizzle: Add a rich chocolate ganache drizzle on top for a decadent contrast to the banana cream filling. The combination of chocolate and banana is simply heavenly!

• Nutty Crunch: Mix in chopped nuts, such as pecans or walnuts, into the graham cracker crust for an added texture and flavor. They provide a delightful crunch that pairs perfectly with the creamy filling.

• Fruit Fusion: Swap in your favorite fruits mangoes or strawberries make fantastic alternatives to bananas, bringing their unique sweetness to the cake. Each bite becomes an entirely new experience!

• Gluten-Free: Use almond flour or a gluten-free cake mix to make this recipe gluten-free without sacrificing taste. The moist cake remains indulgently rich and delicious!

• Vegan: Substitute unsweetened applesauce for egg whites and use plant-based butter and dairy-free whip cream. This way, everyone can enjoy a piece of this creamy delight!

• Spiced Layers: Add a pinch of cinnamon or nutmeg to the cake batter for a warm, spicy undertone that complements the banana flavor wonderfully. It s like a hug in cake form!

• Caramelized Bananas: Top your cake with caramelized banana slices for an extra layer of flavor. Sauté banana slices with a bit of brown sugar and butter until golden for a beautiful and tasty garnish.

• Coconut Delight: Incorporate shredded coconut into the banana cream filling for a tropical twist. The coconut adds extra richness and pairs beautifully with the banana.

Let your creativity shine and turn this delightful Banana Cream Cake into your very own masterpiece!

Expert Tips for Banana Cream Cake

• Room Temperature Ingredients: Ensure your butter and eggs are at room temperature for a smoother batter and better rise.

• Don t Overmix: Be gentle when folding in the sour cream and when combining dry and wet ingredients. Overmixing can lead to a dense cake instead of a light, fluffy Banana Cream Cake.

• Perfect Whipping: When whipping cream, make sure the bowl and beaters are cold. This helps the cream whip faster and achieve better volume.

• Chill the Filling: Allow the banana cream filling to set properly in the fridge for at least 2 hours. A well-chilled filling enhances the cake s overall texture.

• Layering: For best flavor and presentation, alternate banana slices and graham cracker crumbs between the layers. This adds texture and balance to each bite!

• Freezing Time: Don t skip the freezing step! Freezing the assembled Banana Cream Cake allows the flavors to meld and makes serving a breeze.

Make Ahead Options

These Banana Cream Cake components are ideal for busy weeknights and can save you significant prep time! You can bake the white cake and freeze it up to 3 days in advance; just ensure it s completely cooled before wrapping it tightly in plastic wrap and placing it in an airtight container. The banana cream filling can be prepared ahead and stored in the refrigerator for up to 24 hours this helps the flavors meld beautifully! Keep the salted caramel and graham cracker crumbs at room temperature for maintaining texture. When you re ready to serve, simply assemble the layers and freeze the completed cake for at least 12 hours. You ll have a showstopper dessert, made with ease!

Banana Cream Cake Recipe FAQs

How do I choose ripe bananas for the filling?
Absolutely! For the best flavor, select bananas that are slightly speckled with brown spots. These are sweet and perfect for the creamy filling. Avoid overly mushy or green bananas, as they can alter the taste and texture.

What is the best way to store leftover Banana Cream Cake?
Very! Store leftover slices in an airtight container in the fridge for up to 5 days. If you plan on enjoying it later, wrap individual pieces tightly in plastic wrap before placing them in the container to maintain moisture.

Can I freeze Banana Cream Cake?
Yes, indeed! You can freeze the assembled Banana Cream Cake for up to 2 months. Follow these steps: 1) Allow the cake to cool completely, 2) Wrap it tightly in plastic wrap, ensuring no air pockets, 3) Cover with aluminum foil to prevent freezer burn. When ready to enjoy, thaw in the fridge overnight.

What should I do if my cake is dense?
Not a problem! If your cake turns out dense, it might be due to overmixing the batter. Always mix until just combined, especially after adding dry ingredients. Another tip is ensuring your baking powder is fresh, as expired leavening agents can prevent the cake from rising well.

Is this cake safe for those with nut allergies?
Absolutely! This Banana Cream Cake recipe does not include any nuts, making it a safe option for those with nut allergies. However, always check your ingredients, especially store-bought items like graham crackers and pudding mix, to ensure they re nut-free.

Can I make this cake gluten-free?
Yes! To make your Banana Cream Cake gluten-free, simply substitute the cake flour with a 1:1 gluten-free flour blend. Additionally, ensure that your graham crackers are gluten-free, as not all brands may be suitable. Enjoy creating a delightful version that everyone can savor!